MTD Software for Accountants

Making Tax Digital for Income Tax, handled from bank data to HMRC submission.

Quick & Easy

MTD Software for Income Tax

File your clients’ Making Tax Digital updates directly with HMRC — without spreadsheets, portals or manual re-entry.

Streem Connect turns client bank data, PDF statements and spreadsheet imports into categorised tax reports, then helps you submit quarterly MTD for Income Tax updates in a few clicks. Full CIS support included.

Full CIS support included. No portal logins. No bridging software. No chasing clients for receipts.

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The Problem

Making Tax Digital just multiplied your workload

Making Tax Digital means every self-employed and landlord client now requires quarterly submissions to HMRC.

That’s:

  • 4× the submissions
  • 4× the deadlines
  • 4× the spreadsheet work

For most practices, that quickly becomes unmanageable.

Streem replaces the entire process with one clean workflow:

👉 Connect your client’s bank
👉 Review their figures
👉 Submit directly to HMRC

All from one dashboard. Every client. Every deadline.

Who needs MTD for Income Tax software?

Making Tax Digital (MTD) for Income Tax is being rolled out in stages, starting in April 2026. For accountants, this means a growing number of clients will need to keep digital records and submit updates to HMRC throughout the year — not just at year end.

Key thresholds

  • From April 2026 — sole traders and landlords with income over £50,000
  • From April 2027 — threshold reduces to £30,000
  • From April 2028 — expected to reduce further to £20,000

As these thresholds drop, more of your client base will fall into MTD — increasing the volume of records, categorisation, and quarterly submissions your practice needs to handle.

What MTD requires

For each eligible client, you’ll need to:

  • Maintain digital records of income and expenses
  • Submit quarterly updates to HMRC
  • Complete a final end-of-year submission
  • Keep separate records for each income source (e.g. self-employment, UK property, foreign property)

What this means for your practice

MTD isn’t just a filing change — it’s a workflow shift.

Instead of collecting information once a year, you’ll be dealing with:

  • More frequent client data collection
  • Incomplete or inconsistent records
  • Increased pressure around quarterly deadlines
  • A need for systems that scale across multiple clients

How Streem Connect helps

Streem Connect is built for this shift.

It brings together bank data, PDF statements and spreadsheet imports, helps you categorise transactions for tax, and prepares everything for direct MTD submission to HMRC — all in one workflow.

So instead of chasing records and juggling tools, your practice can stay ahead of MTD with a process that actually scales.

How it works

From bank data to HMRC submission,
in three steps

Streem brings your client’s financial data into one workflow, categorises it for tax, then prepares it for direct MTD submission to HMRC.

1

Bring in your client's data

Streem pulls transactions automatically — and you can combine multiple sources into a single report.

  • Open Banking connections Connect client accounts once and transactions flow in daily. No more chasing statements.
  • Scanned PDF statements Upload historical or missing data and our OCR extracts every transaction.
  • Spreadsheet import Drop in CSV or Excel files and map the columns in seconds.
2

Let Streem do the heavy lifting

Our Tax Analyse report turns raw transactions into a structured, HMRC-ready tax summary — without the spreadsheet grind.

  • Automatic supplier recognition and grouping
  • Bulk categorisation using HMRC tax codes
  • Learns over time across your entire client base
  • Add missing data (cash, mileage, journals, capital movements)
  • Apply business-use adjustments for mixed expenses
The result

A clean, accurate profit & loss built directly from real bank data — fully auditable and ready to submit.

3

Submit to HMRC in minutes

When it's time to file, Streem guides you through a simple submission flow.

  • Choose your expense method (Consolidated or Itemised)
  • Select your data source
  • Pick the correct reporting period
  • Review and send to HMRC
Streem handles
  • The HMRC connection
  • Compliance requirements
  • Fraud-prevention headers
  • Audit trail

So every submission is correct, every time.

CIS Support

Full CIS Support, built in

If you manage Construction Industry Scheme clients, Streem handles it properly from end to end. Materials, labour and deductions flowing straight into your MTD submissions.

No workarounds. No recalculations. No separate tools.

Everything CIS, in one place

  • Dedicated CIS mode within Tax Analyse
  • Materials and labour split per supplier
  • Automatic deduction calculations
  • Accurate net income reporting
  • Seamless flow into MTD submissions

Why Streem Connect

Why accountants choose
Streem as their MTD software

Everything you need to file MTD confidently.
Work without the workarounds, spreadsheets or manual re-entry.

Connect once, file for everyone

Link your Agent Reference Number and manage all clients from one place.

Direct HMRC submission

No jumping between systems or re-entering data.

Built for compliance

HMRC fraud-prevention headers handled automatically.

Clear deadline visibility

See every client's quarterly obligations at a glance.

Supports real-world client setups

Self-employment, UK property, and foreign property — all handled separately.

Full audit trail

Every submission tracked — who sent it, when, and from what data.

Handles HMRC quirks for you

Including cumulative year-to-date rules.

Scales effortlessly

Same workflow whether you have 10 clients or 1,000.

Pricing

Simple, transparent pricing

MTD submissions are free when you use Streem as intended — no hidden fees, no per-client charges, no surprise add-ons.

We built Streem to reward the workflow that gives you the cleanest results: connecting bank data or uploading scanned statements. When you work that way, filing to HMRC is completely free.

  • No extra costs or fees for MTD
  • Unlimited clients and submissions
  • Pay only for spreadsheet-only filings
  • Cancel anytime, no lock-in

Full pricing information for Streem Connect can be found on our pricing page.

Using Tax Analyse Bank data or scanned statements
Free
Spreadsheet upload With bank or scanned data present
Free
Spreadsheet only No connected bank or scanned data
£9+ VAT
Free trial

Your first MTD submission is included, so you can test the full workflow risk-free.

Ready to simplify Making Tax Digital?

Stop juggling spreadsheets, portals, and deadlines.

Start filing every client’s MTD updates from one clean, automated workflow.

See for yourself with our 14 day FREE Trial

Start Your FREE TRIAL now!
Book a demo

Making Tax Digital Software FAQs

Yes. Streem Connect is built for accountants and agents managing Making Tax Digital submissions across multiple clients, including self-employed clients, landlords and CIS clients.

Yes. Streem Connect supports direct HMRC submission, helping you prepare, review and send quarterly MTD updates from one workflow.

Yes. Streem supports self-employment, UK property and foreign property income, with each income source handled separately.

For many practices, yes. Streem is designed to handle more than final submission. It helps bring in client data, categorise transactions, prepare tax reports and submit to HMRC.

Yes. Streem can work with live Open Banking connections, scanned PDF bank statements and spreadsheet imports, helping you turn client records into structured tax data.

No — Streem runs in your browser. Clients don’t need accounts or software.

Invite them by email or SMS. They approve access via HMRC, and you’re ready to file.

Self-employment, UK property, and foreign property — tracked separately per client.

Yes — full CIS support is built into Tax Analyse and flows directly into submissions.

Yes — HMRC submissions are cumulative. Streem keeps a full version history.

Yes — Streem uses official OAuth and includes all required fraud-prevention headers.